An action for repossession is a legal proceeding initiated by a creditor or lender to recover possession of property that has been used as collateral for a loan or debt. The creditor or lender seeks a court order authorizing them to take possession of the property in order to satisfy the debt owed to them by the borrower. The outcome of an action for repossession depends on the evidence presented in court, but if successful, the creditor or lender may be granted possession of the property and may be authorized to sell it in order to satisfy the debt owed to them.